Medicare provides some insurance coverage for lift chairs as long as a doctor prescribes them for medical reasons. However, Medicare doesn’t cover the entire cost of the chair. The motorized lifting mechanism is considered durable medical equipment (DME), which is covered in Part B. Does Medicare cover the costs of stair lifts? It’s logical to start here as it’s a common question that’s relevant to most American seniors.
The short, straightforward answer is: Original Medicare doesn’t pay for stair lifts for all practical purposes. However, Medicare Advantage plans can cover costs. No, Medicare doesn’t cover stairlifts or stair lift installation in your home. However, there may be other ways to purchase a stair lift without paying full price.
The motorized portion of a lift chair is partially covered by Medicare. If you qualify, Medicare covers up to 80 percent of the approved costs for the motor. You owe all co-payments, deductibles and additional costs such as fabric and cushions for the chair. Your doctor must determine that the electric lift chair is medically necessary and that without it, you would probably be confined to a bed or chair.
While a patient lift is covered, a stair lift is not because a stair lift is installed in the house (the wall and staircase), which makes him a “do-it-yourselfer” and excludes him from Medicare. Stairids are still quite expensive, but they cost around 50 percent less than an electric stair lift. Make sure your prescription is filled out and it’s considered medically necessary that you need a baby chair from a Medicare licensed doctor. Most high chairs look like your everyday recliner, but they help you get up completely from the sitting position instead of just giving you a nice seat to sit back and relax.
Your final cost depends on several other factors, including the type of fabric and the amount of upholstery you choose, as well as the size of the chair. The total amount you pay may depend on any other insurance that gives you the lift chair and more. Obviously, with Medicare, you only have a limited set of elevator chairs that you can get without paying too much money out of pocket. In other words, the amount of financial support would be less than the additional cost of a stair lift with this feature.
For people who don’t have the cost of a stair lift covered by Medicare, Medicare Advantage, or Medicaid, there are other ways to lower the cost of installing a stair lift. It is important to note that you must order your lift chair from a medical retailer that participates in Medicare. If you have any questions on the billing page about how much Medicare covers for elevator chairs or how to fill out the refund form, contact your local social security office. Now that you know what elevator chairs are and what stipulations are in your plan, it’s time to decide on the type of chair you want.
New modular stair lift designs allow elevator chairs to be installed on almost any type of staircase, regardless of length, width or curvature. Original Medicare may cover a small portion of the cost if the stair lift has a raised seat that helps the driver sit down and get out of the chair safely.